BUGA Community
General Category => The Sump => Topic started by: obsession on January 11, 2011, 10:50:21 PM
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thoughts with all those in the east stay safe through the floods ....thinking of you all.
Drop your anchors and grab the life rafts !!
cheers
Craig & Jill
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Goodna caravan park is completly under water, my mate in Bundamba is miles from the creek and from his front door he can see the water, power is long gone and all acces roads out are blocked
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For those that don't know Qld. people used to flee to Twoomba during floods as it was HiGH GROUND
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at least the rain has eased up a bit, but the real story will be at 1400hrs today, 3 hrs from now when that king tide rolls in. I have just seen footage of the main street in ipswich, and where i used to patrol when i worked security is now about 6to8 meters under water. How much longer can it go on, 6 months ago we were in drought, now we have had non stop rain for a month, the grass is greener then green. So far my van has not floated away, but i am keeping a close eye out, i have water in my garage where the cruiser is, but the beddy is dry for now. I moved all my electronics into the van yesterday, for safe keeping.
george.
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What a disaster!
Thinking of all the people whose lives have been changed by the floods.
Not something you can bounce right back from; it takes a long time to get it all dry and fixed and clean. And nowhere clean to live in the meantime.
Not to mention the worry of whether this might possibly be a new recurring weather pattern.
:-\
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G'day
My sympathies go out to all having dramas with excess water.
Our place is still a mess from last month. We had water through the house and worse... through the shed. Just about everything with wheels got bogged. I have got my tilt tray out but my fork lift is still bottomed out. There are still areas that are slushy to walk on. It rained again today.
Bah humbug, give me a drought any year.
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Our thoughts and prayers go out to all ,stay safe. reminds me of how close we were to Katrina in 05,would never have thought ... in our own back yard??? all the best !
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Seen on another website:
There are reports of Queenslanders on boats trying to enter NSW waters. Abbott has promised to put a stop to it.
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hey george you have nothing to complain about you are still alive nothing else matters it only a speedhump on the road of life
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Unfortunately there is a lot of misinformation when it comes to why this has happened and why more dams weren't built.
Once this water subsides people will be angry, but not because of our government or councils. Anger will be a natural stage that everyone who lost their houses and property will go though, they will want to direct their anger at someone and anyone and the government/councils will be the easy target for them.
Please lets not post speculations and theory's in these forums. We don't want to feed rubbish information to these fragile people that will be looking for answers that really don't exist.
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I have been seeing whats going on there in the news. It's really sad but it's nature and there's nothing that can be done now.
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Latest Fashion for Brisbane Women
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lol
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Hey our thoughts go out to all the flood victims all over OZ! Also hope we didnt lose any precious beddys too! :D
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greetings fellow bedites .... I worked in emergency services during the Black Saturday bushfires and lived thru the dark days that followed sharing in the extreme lows of human suffering but also being encouraged by the small highs that followed, it was and still remains a long road to recovery, last week I visited Marysville for the first time since the bushfire tragedy and was encouraged by the resillience of the local community that have chosen to rebuild ... simply feel sympathy for those who have lost loved ones, their pain will last the rest of their lives. Support those that have lost homes and communities. Expect that victims will experience extreme lows but be encouraged that there will also be small wins. Yes anger, depression and feelings of total loss and worthlessness will follow expect that, but so too will relief and thankfulness from victims to those that choose to support these communities and in particular understand their personal losses. Nature gives life and we celebrate her majesty but just as quickly she may take it without asking. My own thoughts are with those who have suffered. My wife and I are currently planning to return to carpentry and commit to 12 months work in Queensland to help the rebuild. To those that have been affected ... stay strong and I hope to meet you within the next couple of months. Eddy MAC
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updates: following further discussion with the budget minister, depending on how soon we have to be up there by, frantic work is planned for the beddie to use as a work van ... soooo .... if I make it by the due date keep a look out for a matt black windowless swb towing a box trailer chugging through the recovery areas in Queensland ... actually prefer it was painted white for summer ... and the windscreen didn't leak ... and the sunroof didn't leak ..... and the back door didn't leak .... and the drivers door closed properly ..... and the passenger window didn't leak .... and the back door had a seal .... and .... crap maybe its easier to get a busted down station wagon ;)
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good to see people can still have a larff
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well said eddy. Hey our beer is in brown cans now, XXXX brewry went under as well.
george
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XXXX say's don't worry, they have plenty of stock.
not surprized, only 6 of you drink the stuff anyway. :D
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well said eddy. Hey our beer is in brown cans now, XXXX brewry went under as well.
george
IT'S A GOOD THING AUSSIE'S DON'T GIVE A XXXX WHAT THEY DRINK.........
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Sadest thing its doing it Victorias way only just got some on Mid North Coast, very lucky i think.AllanTAKE CARE EVERYGODT YOU DONT KNOW WHATS IN THAT WATER
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word is guys, the whole east coast of oz is going to cop a hiding over the next few weeks, as i write there is a massive cyclone just off the qld coast, that is due here in the next few days, and suppose to turn and head south right down the eastern seaboard. Even poor old tassie is coping it. Even though we did not get hit with water at our place, there is one thing i have learnt from this, that is have copies or originals of all your important docos, in a waterproof carry bag, and have it easy to grab when you need to run. So many people now dont exist because they lost all id docs. I have all my info on a cd and locked in a safe, but will be pulling them out and updating the info after this.
Can i give a BIG thumbs DOWN to those insurance companies that are refusing claims. Hows this for a rort, people have flood insurance ok, but because the water rose vertically and up through the floor boards, and not horizontal and gushing through the front door, their claims are refused. BS, i say a flood is a flood, last i heard 4 outa 5 claims were being refused for that reason. If it were me i would be looking for a new carrier, and monday i will be looking into my carrier and making sure their interpetation of what constitutes a flood is the same as mine.
Saw an american dodge van, custom this morning, blue in colour, from the side it looked just like a cf1, till i swung round and saw the tail lights and badges, and that distintive snub nose.
george.
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Can i give a BIG thumbs DOWN to those insurance companies that are refusing claims.
george.
G'day
Get used to it, that is standard form for Insurance Companies... They are a pack of bastards who are there until you need them.
I used to spend over $15k/year on insurance then over a couple of years...
We had a hail storm that caused a lot of damage. We were not covered because the damaged items were not classified as "fixtures".
Our new house burnt down and we had a replacement policy on the house and contents which the Insurance company would not honour. We now live in a tin shed with furniture from yard sales.
Then we got robbed and vandalised real bad. Most items (carparts tools etc)were disallowed.
A lot of other crap happened and then my wife and I had nervous breakdowns and our personal life cover was useless because we were too sick to make the claim. Despite taking premiums from us for many years our insurance agent turned the other way instead of helping us.
So now I don't spend any money on insurance and I have worked out that despite all the loses I am ahead.
So get used to Insurance Companies screwing you over as they are there for their shareholders not their clients.
Regards
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Mate sounds like you guys have had a real rough run, i am guessing you still have your beddy, not all is lost. Unfortunately the insurance industry is a very secret industry, they dont have to disclose to customers, untill you try to claim. If you dont ask they wont tell, short of getting a lawyer to go over a policy b4 you sign, you are at the mercy of them.
When i had my crash, everyone led me to believe that the insurance company would look after me and pay for what i needed , medicals, you name it, and they did, but what everyone forgot to tell me was, when i get my payout, they deduct every last cent they spent on me over the 3yrs b4 i got my payout, so by the time lawyers, insurance and god knows who else was paid, yours truely was left with just enough, just so long as i did not make a bad investment, one bad investment or another global crash and i could be broke. If they are back in their office tomorrow i will be ringing them and getting a very clear understanding of what we are covered for, or i will be going somewhere else. I may have mentioned this in another post somewhere, but just in case. When that numnut backed into mt truck just b4 xmas, i rang the insurance company to sort it out, and they told me that my excess had jumped a $100 from my original sign up, my agreed value had droppd by almost $4000 from what they agreed to, and my annual primiums had jumped by about $150 a year. And the reason, because of the millions they have had to pay out in the last few years up here for storm damage, they had to get their money from somewhere, so they reduce what they payout and increase what they take in. I told them that if this is the case i will be shopping around b4 my next renewal comes up. I will get the truck fixed then dump them, 35yrs of loyalty means nothing to these vultures. Trust me when i tell you, these qld floods wont send them broke, especially if they are knocking back 4 outa 5 claims. mmmmmmm
george
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Just told, to claim for flood damage a river or dam bank has to break, a shit load of rain water overflow comes under water damage. What the differance, its stuffed by water. NOW PAY UP
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I just rang my insurer, to try and get some clarity on what constitutes a flood, :o what a mistake, you need a degree to understand them. What i did find out was that my insurer is one of a small number that DO NOT do flood coverage, so we are not covered if we do get flooded, but we are covered for:
1. Broken pipes
2. Overflowing bath / sink
3. Rain effected - If a big wind smashes a window or lifts the roof and water comes in ????
4. I think i am covered for dry water. serious ??? ??? ??? ;D ;D
Now for the bad news for the rest of you home owners :
1. In the near future most if not all insurance companies are going to slowly withdrawl flood cover.
2. For those that have waterfront homes, flood coverage is or will be non existing.
3. If your insurer still has flood coverage you have to live a certain distance from a creek, river or waterway to be able to get coverage.
My insurer is sending me a printed copy of exactly what we are covered for, and what they consider dry water & water effected. ;) ;D ;D ;D
Sorry guys but you have to smile ;D or go crazy. Proves one thing though:
insurers have more loopholes then a bucking bronco trying to get out of a rodeo ;D ;D ;D There goes my wifes house by the sea. ;)
george.
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yeah these insurance companies r so quick to take ur money...but when it comes to geting something out of them.... its like getting blood out of a stone >:(.......would really like to know what their diefinition of dry water is ??? please keep us posted. hope this will be the begining of a big shake up in the industry, make them honest, and their polices in simple plain english for common folk to understand ! ;)
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:(.......would really like to know what their diefinition of dry water is ???
Simple - it comes from DRY ICE ;D
Warren
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Hey wendyh, yep dry water, after i spoke to them i stuck my head under the tap. Nope it was wet. ;) ;D anyways i should have the printed info later this week so if posible i may scan and post the dry water thingy on here for all to read. ??? ??? ??? could they be pulling my leg ?? cant be, i dont have any. ;D ;D ;D MMMMMM
I guess the thing that shocked me talking to them , was not so much that we dont have flood coverage, but the fact that ALL insurance companies in oz are going flood free coverage in the future.
I can see why they are going flood free and not fire free, i dont agree, but here goes, i guess if a fire is raging towards you there is a good chance of redirecting it or putting it out, but with a flood coming at you as we now know, there is no hope, so in theory they are betting on a sure thing, with our bloody money. ::) :o
george.
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I can see why they are going flood free and not fire free,
george.
As per my previous posting don't be too sure that you will be covered in a fire either. I couldn't even get the Insurance company to demolish and remove the burnt out mess after my fully insured home totally burnt down. I had to hire a couple of local blokes and do it myself as it had been sitting so long that the Council threatened to fine me. I found out the hard way that a replacement policy doesn't mean replacement. The only excuse I was given was that the Insurance Company did not want to pay for the replacement of my loss. I hired a Solicitor who read my policy and said it had so many holes in it that he could see no way of legally forcing them to replace my home.
Insurance Companies... Bah Humbug.
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G'day
Just heard from a mate that lost EVERYTHING in the Queensland floods. He had just moved there to make his fortune. He reckons that most of the people affected are ex-NSW and ex-Vics that have moved there since the last floods happened. The locals who knew that it was flood prone still developed it and made a big profit selling it to the unknowing. Stinks doesn't it.